Unemployment benefits and assets: The imputation at a glance

Unemployment benefits and assets: The imputation at a glance

Unemployment benefits and assets: The imputation at a glance


Unemployment benefits can be an important financial support for people who have lost their jobs. However, it is important to understand how assets count towards unemployment benefits to avoid potential problems.

In this article, we will take a closer look at how assets count towards unemployment benefits. I will also include a helpful Youtube video to give you more information on the topic. You can find the video here: https://www.youtube.com/watch?v=okkp2Kc5PHs&pp=ygUlYXJiZWl0c2xvc2VuZ2VsZCB2ZXJtw7ZnZW4gYW5yZWNobnVuZw%3D%3D.

Imputation of assets


One of the main issues that should be considered when counting assets against unemployment benefits is the exemption limit for assets. There are certain limits within which the existing assets have no influence on the amount of unemployment benefits. However, if the assets exceed a certain limit, the unemployment benefit will be reduced or even completely cancelled.

Allowances for assets


There are various types of assets that must be taken into account when calculating unemployment benefits. These include cash, savings, securities, real estate and personal property such as cars or jewelry. Each of these categories has its own exemption amount up to which the assets are not taken into account.

Wealth allowance for persons without children


For unemployed persons without children, the asset allowance is about 150 euros per year of life. This means that a person's assets up to this amount are not counted towards unemployment benefits. If the assets are higher, the unemployment benefit is reduced accordingly.

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Wealth allowance for persons with children


There are higher asset allowances for the unemployed with children to take into account the special financial needs of families. The exact allowance depends on the number of children.

Exceptions and special regulations


There are certain assets and situations that deviate from the usual imputation rules. For example, an owner-occupied home is not normally counted as an asset. However, there are certain conditions that must be met in order to qualify for this exception.

Problem avoidance


In order to avoid problems with the offsetting of assets against unemployment benefits, it is important to declare all assets correctly. Information should be complete and truthful, otherwise sanctions may be imposed. If you are unsure or have any questions, it is advisable to contact the relevant employment office or a lawyer.



The counting of assets against unemployment benefits is a complex issue that requires careful consideration. There are allowances for various types of assets, but these can be exceeded, resulting in reductions or cancellations of unemployment benefits. It is critical to declare all assets correctly and seek professional advice if you have questions to avoid problems.

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